Net worth percentile in New Zealand

The median adult
NZD 349k≈ $210,000

Half of New Zealand holds less; assets minus debts

Top 10% begins at
NZD 1.6m≈ $940,000
One adult in ten holds more
Top 1% begins at
NZD 5.9m≈ $3,500,000
17× the median adult
0255075100NZD 100kNZD 1mNZD 10m SHARE OF ADULTS AT OR BELOW Bottom 10%NZD 87.2kTop 10%NZD 1.6mTop 1%NZD 5.9m Median, NZD 349.3k 050100NZD 1mNZD 10m Top 1%NZD 5.9m Median, NZD 349.3k

Share of adults at or below each net worth in New Zealand (2026 figures, log scale), the median marked. Type your own number into the full tool to place yourself.

In New Zealand the median adult holds NZD 349k in net worth, the top 10% begins at NZD 1.6m and the top 1% at NZD 5.9m.

The ladder in New Zealand

The median adult in New Zealand holds NZD 349k; reaching the top 10% takes NZD 1.6m, and the top 1% begins at NZD 5.9m; a gap of 17× between the middle and the top line.

17× the medianhow far the top 1% line sits above the middle
#5 of 30where this median ranks among measured countries, at held rates

The full ladder

Every published line for New Zealand, in NZD.

The lineIn NZD
Bottom 10%NZD 87.2k≈ $52,000
Bottom 25%NZD 173k≈ $100,000
MedianNZD 371k≈ $220,000
Top 25%NZD 796k≈ $470,000
Top 10%NZD 1.6m≈ $940,000
Top 5%NZD 2.4m≈ $1,400,000
Top 1%NZD 5.9m≈ $3,500,000
Top 0.1%NZD 21.5m≈ $13,000,000

Peers by median

Converted to USD at held rates, so the four nearest countries sit on one scale.

Denmark$216k Switzerland$182k Hong Kong$222k United Kingdom$176k

Questions people ask

What is the median net worth in New Zealand?
About NZD 349k per adult (2026 figures, published by UBS): assets minus debts, couples split equally. Half of adults hold less.
What net worth puts you in the top 10% in New Zealand?
About NZD 1.6m per adult. The top 1% begins at NZD 5.9m, roughly 17 times the median adult's holding in New Zealand.
Is this household or individual wealth?
Individual, per adult, couples split equally: household figures run higher. The calculator places any number you type on this same curve.
Where do the figures come from?
The fitted national wealth distribution (lognormal body, Pareto tail) built on the World Inequality Database, published by UBS for the median. The full tool draws the same curve for 216 countries.

Method and sources

  • World Inequality DatabasePer-adult net wealth distributions
  • UBS Global Wealth ReportPublished medians, where available
The computation

The same fitted distribution the net worth percentile tool draws for New Zealand, read at the published percentile points; the median is published by UBS.

What these figures do not cover
  • Per-adult wealth, couples split equally.
  • Figures in NZD. 2026 figures, indexed from the 2024 measured base with published per-country growth.

Last updated July 2026.

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