Income and wealth percentile in China

In China the middle adult earns ¥70,400 a year before tax and holds ¥187,792 in net worth. The top 10% of earners begins at ¥206,183, and the top 1% of wealth at ¥6,672,504. Figures are per adult, in CNY.

Built for China

Calculators and reference pages that answer for China specifically.

Every published line

Income and net worth per adult in China, in CNY.

What the numbers say about China

Chinese median income is around ¥70,400 per adult, roughly $9,800 at current exchange rates. The average sits at ¥113,000. Forty years of growth have lifted Chinese median income from a fraction of the global average to upper-middle-income status, the largest such transformation in human history by absolute population affected. The growth has decelerated since the mid-2010s, and the post-2020 reset around property, technology, and education has changed the underlying dynamics in ways that are still working through.

The urban-rural split runs through every statistic. Median household income in Shanghai or Beijing runs roughly three times the median in rural Gansu, Guizhou, or Yunnan. The hukou household-registration system, which restricts internal migration access to urban services, has been gradually liberalised since 2014 but still shapes who lives where and on what terms. Roughly 290 million migrant workers (renkou) are counted as rural residents but live and work in cities, often with limited access to local healthcare, education, and pensions. The income statistics often understate this floating population's actual living conditions, which sit between the rural and urban averages.

Property dominates household wealth more completely than in almost any other economy. Median household net worth per adult is around ¥187,800, with roughly 70 percent held in residential real estate. The post-2021 property correction, triggered by the Evergrande default and tightened developer financing rules, has reduced apparent wealth substantially in tier-one and tier-two cities. Apartment prices in Beijing, Shanghai, Shenzhen, and Guangzhou have fallen 15 to 30 percent from their 2021 peaks, with sharper falls in many tier-three cities. The top 1% threshold for wealth sits at ¥6.7 million, with the top 0.1% above ¥27 million, both substantially below where they sat at the property peak.

The top of the wealth distribution has been reshaped by the post-2020 regulatory cycle. The crackdown on the technology sector (Ant Group's blocked IPO, Alibaba's antitrust fine, the broader rectification campaign) reduced the visible fortunes of Jack Ma, Pony Ma, and others significantly, though the actual underlying wealth is harder to measure. The for-profit education sector was effectively eliminated in 2021. Property developers absorbed massive losses. The result is that the top of the distribution looks materially smaller in dollar terms than it did in 2020, even after accounting for the Hong Kong-listed equity recovery in 2024.

Two themes shape the next decade. The demographic transition has begun, with the working-age population now shrinking and the dependency ratio rising fast. And the rebalancing toward consumption-led growth, talked about for over a decade, faces structural obstacles in a household sector heavily exposed to a depressed property market.

Common questions

Nearby by median income

Every free tool

Method and sources