Income and wealth percentile in Australia
a year per adult, before tax; half of adults in Australia earn less
The wealth ladder in Australia
The middle adult in Australia holds A$409,433 in net worth. The top 10% of holders begins at A$1,774,639 and the top 1% at A$6,419,159, which is 16 times the middle.
In Australia the middle adult earns A$82,669 a year before tax and holds A$409,433 in net worth. The top 10% of earners begins at A$208,308, and the top 1% of wealth at A$6,419,159. Figures are per adult, in AUD.
Built for Australia
Calculators and reference pages that answer for Australia specifically.
Every published line
Income and net worth per adult in Australia, in AUD.
| The line | Income | Net worth |
|---|---|---|
| Median | A$82,669 | A$409,433 |
| Average | A$112,877 | A$837,699 |
| Top 10% | A$208,308 | A$1,774,639 |
| Top 1% | A$547,779 | A$6,419,159 |
| Top 0.1% | A$1,674,149 | A$22,285,311 |
| Top 0.01% | A$5,800,000 | A$70,000,000 |
What the numbers say about Australia
Australian income runs high. Median income per adult is around A$83,000, with an average of A$113,000. Those numbers place Australia in the very top tier of developed economies, ahead of the UK, France, and most of Europe. Mining royalties, a tight labour market, and three decades of uninterrupted growth before the COVID shock built that position. The workforce is small, the resources are large, and the per-capita arithmetic is favourable.
Wealth is where Australia stands out the most. Median household net worth per adult is around A$409,000, the highest of any major economy by some measures, including the United States. Almost all of that comes from housing. Sydney and Melbourne are now among the least affordable major cities in the world relative to local income, and that unaffordability is exactly what produced the wealth statistics. Anyone who bought a Sydney house in 1990 for A$200,000 likely owns an asset worth above A$2 million today.
Geography concentrates the top of the income distribution into a few categories. Mining and resource regions in Western Australia produce some of the highest individual wages anywhere, with FIFO (fly-in, fly-out) workers commonly clearing A$200,000 a year for skilled trades. Sydney and Melbourne hold the corporate, finance, and professional-services concentration. Brisbane has been catching up. Tasmania, regional Queensland, and the Northern Territory show median incomes well below the national figure, though cost of living differences offset some of the gap. Within Sydney itself, the gap between an inner-suburb professional household and a western-suburbs working family can rival the gap between Sydney and a regional town.
Superannuation rewires the wealth picture in a way few countries match. Australia mandates employer contributions to retirement accounts at 11.5 percent of wages, rising to 12 percent. The system has been running for over thirty years now, which means most full-career workers approach retirement with significant superannuation balances. That stock of forced retirement savings shows up clearly in the household-wealth statistics, especially for the 50-to-65 cohort, and it changes the shape of the wealth distribution compared to peers.
Two structural risks shape the next decade. House prices have detached from local wages, and the bottom of the buyer market increasingly depends on parental help. The mining cycle is finally maturing, with iron ore and coal facing weaker long-term demand. Australia has not really had to plan for what comes after the resource boom, and that conversation has only just started.
Common questions
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Where do these figures come from?
Nearby by median income
Every free tool
Method and sources
- World Inequality DatabasePretax national income per adult and net household wealth per adult.
- World Bank Informal Economy DatabaseInformal output as a share of GDP, the input to the level correction.
How the lines are worked out
The national distribution is fitted as a log-normal body with a Pareto top tail and read at each published point, per adult. Where a country’s own records measure less activity than its output implies, the level of the distribution is lifted toward the implied figure and the spread is left as published: that correction is set out in full on how we measure.
How a percentile is read off it
A percentile is the share of adults at or below a figure. The percentile methodology page states the fit, the anchors and the vintage.
What these figures do not cover
- Per adult, not per household. Couples are counted separately, so household figures run higher.
- Income is gross, before income tax and employee contributions.
- Local currency at the reference rate carried with the record, A$1 = $0.66.
- A national figure says nothing about a region or an occupation inside it.
Last updated July 2026.
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